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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. After announcing that a new city park will soon be developed, homes in the immediate area experience a rise in value. This is an example of which of the following principles of value?

A) highest and best use
B) change
C) contribution
D) anticipation

2. When MUST a listing broker provide a copy of a fully executed written listing agreement to the owner?

A) Within three days of execution of the listing agreement by registered mail, return-receipt-requested
B) At the time of presentation of a written offer
C) Within five business days of execution of the listing agreement
D) Upon execution of the listing agreement by all parties

3. Rules for Truth in Lending and RESPA call for disclosure documents to borrowers. How can a managing broker best prepare associated licensees to manage these disclosures?

A) Because the listing broker will be primarily responsible for completing the Loan Estimate to send to the lender, the broker should train associated licensees to collect all the necessary information in a timely fashion.
B) The buyer's broker can provide samples so that when the licensee and the borrower prepare the forms they are following a good example.
C) The managing broker should train licensees to advise borrowers to accept the Loan Estimate right away.
D) Because the lender has primary responsibility to provide these forms, the broker and licensees should be aware of the items required for the lender to comply.

4. A lender may add 1/12th of the estimated cost of the annual property taxes and hazard insurance on the mortgaged property to the monthly loan payment for deposit in:

A) an adjustment account
B) an impound, escrow, or reserve account
C) a margin account
D) a PMI account

5. Salesperson P leaves the employ of Broker A. One of the listings at Broker A's firm has agreed to list with Salesperson P at the new firm. In this instance the listing file:

A) should be turned into the MLS.
B) can be taken to the new firm so there is no interruption of service to the client.
C) should be given to the seller.
D) cannot be taken because it belongs to Broker A.

Solutions: