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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT among the requirements for recording a document affecting title to property in Pennsylvania?

A) The signatures on the document must be acknowledged.
B) The executed title insurance policy must be sent to the state insurance department.
C) The addresses of grantees must be provided on a special form appended to the document.
D) The stamp of the notary must be clear and legible and nothing may be written over it.

2. Coverage under a loan policy remains effective

A) until the property is sold.
B) during the life of the owner.
C) until the lender assigns the mortgage.
D) until the secured debt is satisfied.

3. Which of the following is excluded from coverage in the standard owner's policy?

A) lack of a right of access to and from the land
B) any claim for loss or damage based on negligence arising from the status of lien with the insured mortgage
C) any law, ordinance, or governmental regulation without filed notice
D) recorded documentation on the title to real property without acknowledgment

4. The commissioner may refuse to issue a license if the applicant

A) is 20-years of age.
B) has allowed an insurance license to lapse.
C) provided incorrect information on licensing application.
D) is not a resident of Pennsylvania.

5. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a subordination clause.
B) an assumption clause.
C) a prepayment clause.
D) a due-on-sale clause.

Solutions: